Insurance is important because it gives you peace of mind knowing you are protecting your wealth and your family's future. Having the right level of cover means you and your loved ones could be protected financially in the event of your death, serious illness or injury.

Many Australians don't realise they haven't got enough insurance until something unfortunate happens to them. A study in 2005 revealed that 80% of Australian families are leaving themselves exposed to financial hardship by not correctly calculating adequate levels of life insurance to cover their needs.^#

^# Presentation to IFSA Conference August 2005. Rice Walker Actuaries and TNS.

GESB has been working wth GESB's group insurer AIA Australia to make it as easy as possible for members to work out how much insurance cover they need, how much this cover would cost and even take out cover online, and LIFEapp is the tool to do this.

What LIFEapp can do for you

Here we give you an overview of what the LIFEapp tool can do for you: 

Who can use the LIFEapp tool?

If you are a current GESB Super or West State Super member, you can use LIFEapp to apply for cover or increase your current level of insurance cover for both Dealth and Total and Permanent Disablement (TPD) cover as well as Salary Continuance Insurance (SCI) cover.

If you are a current Gold State Super member and you also have a GESB Super or West State Super account, you can apply for Dealth and Total and Permanent Disablement (TPD) cover.