Your future, your choice

Most WA public sector employees have their 9% employer super contributions paid to GESB.

Choice of Super allows WA government employees to choose their fund for these contributions. But you don't have to. You can do nothing and your employer contributions will continue to be paid to GESB.

Your options?

If your employer contributions are being paid into West State Super or GESB Super, you have two options:

Option 1 - do nothing and continue to have your contributions paid to GESB. If you change your mind later, that's fine.
Option 2 - have your employer contributions paid into another fund. Complete the Standard choice form, and provide to your employer. You will need evidence that it is a complying fund and will accept contributions.

Choice does not apply to contributions to Gold State Super. To make these contributions to another fund, you need to withdraw from the scheme. Before withdrawing from Gold State Super we recommend you read the fact sheets, contact GESB and seek independent financial advice as this decision is irreversible.

Not sure what type of account you have? Check in Member Online, look at your statement, or call GESB.

Make an informed choice

ASIC, Australia's financial industry regulator, outlines key features to look for in a super fund, which are listed below:

What should I look for in a Super Fund?	The choice is easy with GESB
What are the fees and charges? These vary widely between funds and over the life of your super, the effect can be significant. A difference of 1% in fees can make a 20% difference in your super benefit over 30 years.	GESB's fees are among the lowest in the industry. Based on an average balance of $50,000, GESB Super and West State Super's fees are almost 50% lower than the super industry average¹.
Does your fund offer life insurance, and how much does it cost? There are significant benefits to having your cover within your super. Different funds offer different types of insurance at varying costs. It's important to have the right level of cover to protect you and your family.	GESB offers comprehensive, competitively priced insurance. No medical or personal history is required for automatic cover. This starts when we receive your first employer super contribution. You can tailor your cover to suit your personal circumstances. All occupations are covered including high risk occupations such as Police and corrective services.
Does your fund offer investment options and strategies that are right for you? Taking into account the level of risk and return you are seeking, ASIC recommends your fund has at least one conservative and one growth option. Look at the fund's performance over a longer period. Last year's top performer may not be the best choice in the long run.	We provide members with a choice of investment plans, from growth to conservative. You can choose the mix of assets to suit your investment goals and risk tolerance. GESB Super has experienced above market returns, compared to the average retail and industry super funds².
What more does your fund offer you? Does it provide you with the information and tools to help you understand your super and make informed decisions?	GESB offers a range of educational tools to help you make the most of your super. Including free seminars, webinars and online calculators. To talk to someone about your super, contact our local and highly experienced Member Service Consultants.
Does your super fund have a long track record in providing services to your industry?	We've been looking after WA public sector employees for over 70 years. As the super provider for the WA State Government, GESB is based right here in WA.

¹ GESB Super Benchmarking Report, SuperRatings 2011
² Based on the 3 year returns of over 100 'Balanced' style investment options reported in the SuperRatings Fund Crediting Rate, December 2011
³ Chant West Top 10 superannuation fund in Australia 2011; SuperRatings Super of the Year Finalist 2011; SuperRatings Pension of the Year Finalist 2011.

Your super's in good hands

We're the largest WA-based super fund, managing $12 billion for over 320,000 members.

GESB provides competitive, quality service for members. And others think so too.

We're consistently recognised for our value for money products, investment performance and excellent service.

GESB is the right choice

With low fees, sound performance GESB continues to rate highly as a value for money fund and was recently ranked as a finalist Top 10 super fund in Australia³.

Don't just take our word for it. Compare GESB against other funds using Chant West AppleCheck.

AppleCheck provides you with a free, easy-to-read online report to compare costs, fees, investment returns, insurance premiums offered by super funds.