Investment plans - super
GESB Super is a taxed, market-linked super scheme that offers below-median1 fees and consistent and sound long-term investment returns.
To help you grow your super, GESB offers a range of investment plans targeting different levels of risk and return, designed to give you a choice in how your money is invested. You can choose one of the five Readymade plans below, or you can pick your own mix of investment assets. If you don't make a choice, the My GESB Super^ default plan, highlighted in green below, will be chosen for you.
1 SuperRatings Smart database as at 1 December 2015.
^ Previously referred to as Balanced Growth plan.
Level of investment risk is defined by Standard Risk Measure. Find out more about the Standard Risk Measure.
* Negligible probability of a negative absolute return over any 12 month period.
** Consumer Price Index.
+ Statement of fees and other costs are based on fees as at 1 July 2016. Includes all investment and administration fees and expenses for an account balance of $50,000. For more information, see the GESB Super schedule of fees.
++ GESB Super returns are reported net of Indirect Cost Ratio (ICR) and applicable taxes. The ICR includes all of the investment costs and any additional underlying costs relating to your investment.
Inception dates for GESB Super Readymade plans: Balanced Growth 20 April 2007, Growth 23 April 2007, Balanced and Cash 31 May 2007 and Conservative 26 June 2007.
GESB schemes are Exempt Public Sector Superannuation Schemes and are regulated by the State and not the Commonwealth.
The State guarantees to pay every benefit payable under a scheme, including the accumulation, retirement and defined benefit schemes. Benefit Payment Guarantee does not include investment market losses.
Performance information should be used as a guide only. The performance of your investment plan is not guaranteed and returns may move up or down depending on market conditions. Past performance should not be relied on as an indication of future performance.