Calculators and tools

Please note: the calculators are provided for illustrative purposes only to show how different factors can affect the value of superannuation benefits.  They are designed as stand-alone tools and should not be used to compare GESB's taxed and untaxed funds.  Different assumptions are used in each calculator to reflect the differences between the funds, particularly in respect of when tax is paid on contributions and earnings.  GESB recommends that you consult a suitably qualified adviser before making any decisions.

Growing your super

How much will I have/need calculator

Work out how much super you'll have by the time you retire and how long it will last. This calculator allows you to adjust variables, such as your retirement age and amount of contribution and see the impact of the adjustments on your final super balance and how long it will last.

 

 

Gold State Super benefit calculator

This calculator is for Gold State Super account holders. It shows how your defined benefit will grow, and lets you adjust variables such as retirement age and final salary to see how simple changes can affect the result.

 

Co-contribution calculator

Find out whether you're entitled to receive a co-contribution payment from the Commonwealth Government. If you are, this calculator gives you an idea of the maximum payment you could expect.

 

 

Risk profile calculator

Work out the kind of investor you are based on your investment timeframe, expected returns and your tolerance to market fluctuations. 

 

 

Budget planner calculator

This calculator helps you to plan your budget. This may determine whether you have additional income that may be contributed to super.

 


Insurance

Selecting this option will direct you to the website of GESB's group insurer AIA Australia.

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The insurer AIA Australia provides the LIFEapp tool, which will help you determine how much insurance you need and, if required, receive a quote or apply online if you're registered for Member Online.

 


Use the 
AIA Life Insurance for Everyone application
Selecting this option will direct you to the website of GESB's group insurer AIA Australia.

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How do we compare?

By electing to use the AppleCheck service you'll be linked to the Chant West website. Chant West AppleCheck is provided solely by Chant West Financial Services Pty Ltd ABN 75 077 595 316 and not by GESB or by Chant West acting as an agent of GESB, so we can accept no responsibility for the accuracy, quality or fitness of the information or services provided by Chant West. You can order up to two free AppleCheck reports through this service each year.

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Chant West, an independent superannuation research and consultancy firm, provide a tool on their website called AppleCheck. It helps you to compare your super scheme with other funds by generating a free, easy-to-read online report comparing costs, fees, investment returns, and insurance premiums.

 


Try AppleCheck
By electing to use the AppleCheck service you'll be linked to the Chant West website. Chant West AppleCheck is provided solely by Chant West Financial Services Pty Ltd ABN 75 077 595 316 and not by GESB or by Chant West acting as an agent of GESB, so we can accept no responsibility for the accuracy, quality or fitness of the information or services provided by Chant West. You can order up to two free AppleCheck reports through this service each year.

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Approaching retirement

Transition to Retirement quiz

Transition to Retirement (TTR) is a superannuation strategy that allows you to access your super as an income stream whilst still working.

TTR offers you financial benefits and flexibility such as increasing your income, increasing your super, or reducing your working hours, without reducing your income.


Attend a free retirement seminar

To find out how to maximise your super and prepare for retirement, register for one of our free retirement seminars.

Seminars