Calculators and tools

Please note: the calculators are provided for illustrative purposes only to show how different factors can affect the value of superannuation benefits. They are designed as stand-alone tools and should not be used to compare GESB's taxed and untaxed funds. Different assumptions are used in each calculator to reflect the differences between the funds, particularly in respect of when tax is paid on contributions and earnings. We recommend that you consult a suitably qualified adviser before making any decisions.

Growing your super

How much will I have/need calculator

Work out how much super you'll have by the time you retire and how long it will last. This calculator allows you to adjust variables, such as your retirement age and amount of contributions and see the impact of the adjustments on your final super balance and how long it will last.



Gold State Super benefit calculator

This calculator is for Gold State Super account holders. It shows how your defined benefit will grow, and lets you adjust variables such as retirement age and final salary to see how simple changes can affect the result.



Co-contribution calculator

Find out whether you're entitled to receive a co-contribution payment from the Commonwealth Government. If you are, this calculator gives you an idea of the maximum payment you could expect.



Risk profile calculator

Work out the kind of investor you are based on your investment timeframe, expected returns and your tolerance to market fluctuations. 



Budget planner calculator

This calculator helps you to plan your budget. This may determine whether you have additional income that may be contributed to super.



Selecting this option will direct you to the website of GESB's group insurer AIA Australia.



The Insurer AIA Australia provides the LIFEapp tool, which will help you determine how much insurance you need and, if required, receive a quote or apply online if you're registered for Member Online.

Use the 
AIA Life Insurance for Everyone application
Selecting this option will direct you to the website of GESB's group insurer AIA Australia.


Approaching retirement

Transition to Retirement quiz

Transition to Retirement is a superannuation strategy that allows you to access your super as an income stream whilst still working.

Transition to Retirement offers you financial benefits and flexibility such as increasing your income, increasing your super, or reducing your working hours, without reducing your income.

Take this simple quiz to see if this strategy may be right for you.

Transition to Retirement quiz

Attend a retirement seminar

To find out how to maximise your super and prepare for retirement, register for one of our retirement seminars.