The resources located here are to assist advisers of GESB members in understanding the features that are unique to our products.

All the information in this section of the website is based on our current interpretation of legislation.

Update on service fees

We are introducing a 'user-pays' system for some services on 1 July 2016.

The new fees will apply for our Simple Advice and Retirement Options Services, and for certain transactions such as Family Law splitting and full and partial withdrawals.

Find out more about our service fees and how they may affect members.


GESB Super

GESB Super is a taxed, market-linked super scheme with below-median1 fees and sound long term investment returns.
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West State Super

West State Super is an untaxed accumulation scheme that is market-linked, similar to most other super funds. As an untaxed scheme, contributions and investment earnings are not taxed until benefits are accessed.
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Gold State Super

Gold State Super is a defined benefit super scheme, which means the final Gold State Super benefit is determined by applying a fixed, or 'defined', formula. Gold State Super is not market-linked, and is not impacted by the performance of investment markets.
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