R

Readymade plan: An investment plan managed by GESB's investment team, which has a pre-determined objective for target performance; from 'growth' (high risk) through to 'cash' (low risk). Each Readymade Plan has a different asset allocation.

Recognised leave: Is leave that your employer counts as good service, e.g. parental or sick leave (Only applicable to Gold State Super).

Restricted non-preserved: Restricted non-preserved benefits are those benefits which are not preserved, but cannot be cashed until you meet a condition of release - such as termination of employment.

Risk profile: Your risk profile is a description of you, based on how much risk you are willing to take when you invest your money. Investors willing to take on a lot of risk, or 'growth' investors, typically seek to maximise their longer term investment and are less worried about the possibility of a negative return. On the other hand, conservative investors typically seek more stable returns.

Rollover: See consolidate.