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Accumulation fund:  Is a type of super fund that accumulates over time from contributions from you, your employer, and from investment earnings. How much your account grows depends on the number and amount of contributions received, the length of time your super is invested, the fees and costs deducted and the overall performance of the underlying assets in which you are invested (e.g. what investment plan you have chosen). GESB Super and West State Super are examples of accumulation funds.

Asset Class:  Is a broad category of financial securities that you can invest in. Examples include cash, fixed interest securities, property, Australian shares and international shares.

Average Contribution Rate (ACR):  Is the average percentage of your salary you contributed to your Gold State Super account.

Auto Rebalancing:  In GESB Super MY Plan and West State Super MY Plan, you can elect to have GESB automatically rebalance your MY Plan investment mix, to maintain your desired level of asset allocation. For example, if the Australian Shares component of your super out-performs other asset classes, your asset allocation will increasingly be weighted to Australian Shares over time. Auto Rebalancing ensures the weight allocated to each asset class remains the same over time. You can choose to rebalance your investment mix on a quarterly, half-yearly or yearly basis.