If you have reached preservation age and retire, you have the option to retain your money in your current West State Super or GESB Super account until you decide what to do with it.

This may be suitable if you have other income to support you in retirement, or are deciding what type of product you'd like to choose for your retirement income. You are able to:

• Make lump-sum withdrawals as required (minimum $1,000).
• Continue to accumulate investment earnings in a favourable tax environment.
• Change your investment plan to suit your circumstances.
• Keep the same super account if you choose to return to work.

If you require a regular income from your retirement savings, an Allocated Pension may be more suitable.

Gold State Super members

On retirement Gold State Super members may achieve some tax advantages by rolling their benefit over to an existing West State Super, or to a new or existing GESB Super account. For more information contact us on 13 43 72.