These are the most important questions to ask yourself when choosing a financial adviser:

1. Are they qualified and licensed to advise you on your finances?
2. Do you feel you can trust them?
3. Are they experienced in dealing with other clients with financial situations similar to yours?
4. Do they have good communication skills? Do they explain technical terms to you in plain language?
5. Do they understand what you need from their services?
6. Do they make sure you clearly understand any fees or commissions they will receive?

To make the most of your finances, it's essential to have a financial adviser who works hard to understand your situation and provides you with an appropriate strategy for your specific needs. GESB Financial Advice (GFA) is available exclusively to GESB members (even those who have left the public sector).

GFA advisers are experienced and qualified to help you with a personalised plan to suit your circumstances. And our advisers will only make recommendations on products which are on our approved product list. Our team of advisers is led by Michael Hefferman, who was named as one of Australia's Top 50 Advisers (Masterclass) in 2005, 2006 and 2007.