Articles

Articles are available to help you make sense of your financial future.

Start saving early for retirement

Many people underestimate just how much they will need in retirement, particularly as we are living longer, with the average life expectancy now at 79 and 84 for men and women respectively according to the Australian Bureau of Statistics.

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Members have been contacting us regarding the calculation of tax on retirement benefits from 'untaxed' schemes

Fabian Ross Head of Wealth Management, clarifies the issues ...

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Getting good advice can make a big difference

Michael Heffernan is Head of Advice at GESB Financial Advice and has 25 years experience in the finance industry. We asked Michael for his view on the value of getting professional advice and what GESB members can expect.

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Establishing and maintaining a will is important

Most of your life is spent working to build up assets such as your home, car, boat, superannuation, insurance policies and other investments so that you can provide the kind of lifestyle and security you want for yourself and your family's future.

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Paying off your home loan versus salary sacrificing

Michael Heffernan is Head of Advice at GESB Financial Advice. We asked Michael for his view on a super topic that has resonated with Australians for some time and is still relevant today. "Would I be better off concentrating on paying off my home loan or making salary sacrifice contributions to super?"

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The impact of gifting, minimise tax following a sale and recontribution strategy

Michael Heffernan is Head of Advice at GESB Financial Advice. We asked Michael for his opinion on three super topics that have resonated with senior Australians for some time and are still relevant today.

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