Investment plans - retirement
Our Retirement Income Allocated Pension is a flexible and tax-effective retirement income option, which provides you with a regular income stream from your retirement savings. You can also use the allocated pension in a Transition to Retirement strategy.
To help you grow your super, we offer a range of investment plans targeting different levels of risk and return, designed to give you a choice as to how your money is invested. You can choose one of the four Readymade plans below, or you can pick your own mix of investment assets.
Level of investment risk is defined by Standard Risk Measure. Find out more about the Standard Risk Measure.
* Negligible probability of a negative absolute return over any 12 month period.
** Consumer Price Index.
+ Statement of fees and other costs are based on fees as at 1 July 2015. Includes all investment and administration fees and expenses for an account balance of $50,000. For more information, see the Retirement Income Allocated Pension Product Information Booklet.
++ Retirement Income Allocated Pension returns are reported net of Indirect Cost Ratio (ICR) and inclusive of franking credits. The ICR includes all of the investment costs and any additional underlying costs relating to your investment.
Inception dates Retirement Income Allocated Pension Readymade plans: Conservative 4 April 2003, Cash, Balanced and Growth 7 April 2003.
GESB schemes are Exempt Public Sector Superannuation Schemes and are regulated by the State and not the Commonwealth.
The State guarantees to pay every benefit payable under a scheme, including the accumulation, retirement and defined benefit schemes. Benefit Payment Guarantee does not include investment market losses.
Performance information should be used as a guide only. The performance of your investment plan is not guaranteed and returns may move up or down depending on market conditions. Past performance should not be relied on as an indication of future performance.